Free Bet Blackjack – The Casino Table Game Where the Dealer Actually Gives You Free Bets

The rules for Free Bet Blackjack are played like the traditional version except for the two variations listed below. The casino uses six decks of cards, the dealer hits soft seventeen, (hand containing an ace +6) a player blackjack pays 3/2, re-split certain pairs up to four hands, and double after splitting is allowed. Here are the two variations:

Variation One

Double Down Rule – A player may double down on hard totals (hands with no ace) of 11, 10, or 9 only. Doubling on other hands is permitted however by doing so the player will not receive the free bet wager offered by the casino.

After a player makes the allowable double down wager, the house then gives the player a free double wager by matching the player’s original bet with a free bet button. If the dealer wins the player only loses his or her original wager. If the hand is a push, the player keeps the original wager only. If the player wins, he or she keeps the original wager plus winnings equal to double that wager.

Variation Two

Pair Splitting – A player may split any pair except 4′s or 10′s up to four times. The player receives one free split wager each time, where the player’s split cards are divided into two one card hands. The player’s original wager is placed on the first card and the second card receives the free bet button. Doubling after splitting is allowed. If the player so chooses to double after the split he or she will also receive a free double wager. For the winning hands, each free bet button is replaced with real chips. For a player loss or push, the house takes back the free bet button(s).

You may wonder why all this generosity? Instead of the dealer busting with a total of 22, where the house would pay winnings to all remaining hands, 22 becomes a push. Therefore, all remaining player hands also push.

Optional Side Wager

Push 22 Side Bet – This is an optional wager where a player may bet that the dealer will push with a total of 22. If the player wins, ascending payouts are made depending on the cards. Here is the pay table:

Suited Dealer 22 – Pays 50 to 1

Same Color 22 – Pays 20 to 1

Any other 22 – Pays 8 to 1

The house edge for Free Bet Blackjack is about 1.0% without placing a Push 22 side wager, but jumps to almost 6% if the option is made.

Strategy for this game is simple. Besides exercising basic strategy, take advantage of every opportunity to free split and free double.

Back to School – Back to Business!

I don’t know about you, but my social media feed has been filled with back to school photos from family and friends. My kids are older, and back to school has lost the fun it used to have, but I love seeing my friends reach the milestones I did! Nothing like smiling faces and new backpacks!

With the kids starting a new school year, our focus shifts back to business and doing away with the summer slowdown. Back to school is the perfect time to review your goals and refresh your business!

Here are our top 10 Back to Business Essentials!

1. Has your business grown or changed structure over the last year – speak with a tax professional to be sure that you’re meeting the requirements and filing the appropriate paperwork.

2. Take a good look at your schedule, are you overextending yourself? Are you meeting your personal and professional commitments? How are you spending your time, and could you be spending your time more efficiently?

3. Is it time for some support? Maybe it’s an in-house personal assistant, a copywriter, social media guru, or just someone to lean on – don’t wait until its too late and you’re missing commitments!

4. Is your website up to date? When was the last time you re-vamped your copy and images? Do all of your links work the way they should? Is your site mobile friendly and GDPR compliant? Not sure where to start? Send us an email with a link to your site; we’re happy to take a quick peek around and provide feedback to get you back on track.

5. When was the last time you increased your rates? September is the perfect time to consider raising your rates and provide notice to your existing clients of a rate change for the coming year.

6. Have you been keeping up with social media? Do you post regularly (text, video or pictures)? Is your blog up to date? Not sure what to write, check out our blog about creating a content calendar for ideas.

7. When was the last time you launched a new product service? Do you have some custom programs that you currently offer clients, that would have a wider appeal? Maybe its time to do an official launch and reach a wider audience?

8. Speaking of a wider audience – what tools are you using to bring in new leads? Are you looking for some fresh ideas? Download our lead magnet whitepaper, or email us to brainstorm the best lead magnets for your business!

9. Research your competition – what products and services are they offering, and at what price point? Are you in line with their offerings?

10. Get out and network! Summer slowdown is over! Networking is fantastic for business, not just to generate leads, and foster connections, but networking is great for practicing your elevator pitch and staying current with trends. You never know what you’ll learn!

Back to school means back to business! Get out there and get inspired again! Learn something new! Stuck? We’re here to help! Drop us an email for a complimentary consultation. No matter where you are in your business right now, we can help guide you to where you want to be!

Financial Skills – Writing Checks & Paying Bills

I was surprised when I asked parents to tell me the life skills they wish their kids knew, and there was a resounding request for a few topics:

How to open a bank account
How to budget & balance accounts
How to write checks and pay bills
And how to start saving for retirement

It seems some of the things we take for granted are, as a result, missing from what we teach kids.

In the last article, we focused on budgeting & balancing accounts. We even looked at games and contests you could set up for your kids. This article is the third article in the four-part series and will look at how to teach kids to write checks and pay bills.

Paying Bills

I was a bit surprised when several parents recently reported they had teens that were going to pay a bill by sending cash. I guess the obvious isn’t so obvious.

Paying bills is often done online, so it’s important to teach kids how to protect their identity online and store their login information where it can’t be stolen or accessed.

However, there are still quite a few companies that don’t offer online payments, and the only way to pay their bills is via check in the mail.

All kids should know why you NEVER send cash, and how to write a check specifically for paying a bill. For example: putting your account number and any other required details in the memo.

This brings us to the next topic: writing checks.

Writing Checks

When I was 12 years old, I went to outdoor ed. Oddly enough, part of the experience was that we could only write checks to buy goodies there, and our parents put a certain amount in our accounts so that we would also have to budget and balance our register.

Most of the kids were nervous! They weren’t sure how to fill out a check, and it was a great learning experience. I remember being nervous because we were required to fill out the amount in cursive, and I had trouble fitting it into the space.

These days, many kids never even think about writing checks because there are so many other means of transacting much more common; however, I’ve still found myself in need of checks for bills, paying contractors, and even helping me out of a pinch when I’ve forgotten my wallet.

Additionally, in my previous articles, I’ve expressed the dangers of using and relying on a debit card.

So how do you get your kids to learn how to write checks, and why would they care?

Getting Kids Involved

The best and most interactive way to teach kids to work a checkbook is to come up with a reason for them to write checks.

Here’s how it’s done:

Give your kids an old checkbook, play checkbook, or make your own (complete with a register). Then tell them in order to get certain things around the house, they’ll need to write checks. For example, to use their electronic device, there’s a rental fee that requires them to write you a check.

In addition, you can also give them a budget for the month to help them balance and budget their spending. You should balance a separate register so you can compare at the end of the month for accuracy.

Kids absolutely love this game.

Here are a few things you can charge for:

Using electronic devices
Watching TV (by the hour)
Special snacks or treats
Bicycle rental fee
Getting out of a chore (limited usage)

At the end of the month, if your kids keep a positive balance they get a prize. If you have more than one kid, whoever is the most accurate in balancing their register can also get a prize.

A variation is to cut off the privileges if they run out of money. Some think this is harsh, but it does mimic the real world.

Writing checks is simple, and most kids love to learn because they feel more like an adult in the process.

In the next article, we’ll discuss how to start saving for retirement. It could make the difference of over $200,000!